Organizational Negligence¹: Bank of Montreal 

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page under development: started 2020 and last updated 20251205 at 17:50

Another Canadian bank that facilitates fraud, theft and more via “criminal-supportive” policy

20251031 logo for negligent organization, Bank of Montreal

Other negligent organizations involved in the cover up of [entity]’s [human-trafficking, domestic-terrorism and taxpayer-fraud operations] included:

• Ontario’s Office of the Children’s Lawyer
• Ontario’s Public Guardian and Trustee
• Ontario’s Financial Responsibility Office
• Ontario’s Superior Court of Justice
• the Ontario Court of Justice
• Ottawa’s Crown Attorney’s Office
• Ottawa’s City Hall and Mayors
• Ottawa Police Services Board and
• law firms:
  • Blaney McMurtry LLP
  • Bell Baker LLP
  • Victor Vallance Blais LLP
  • Addelman Baum Gilbert Robinson LLP
  • Snir Law Office
  • Cedric Nahum Law
  • Galarneau & Associates and
  • Debora Scholey (independent)

These things have zero conscious. For work-in-progress information on sociopathy, see https://twb.rocks/understanding-predators/characteristics.

Exposing the criminality of this entity requires evidence-supported allegations against X of its employees, officers and/or directors. Fortunately, despite the:

• multiple thefts#,
• ongoing fraud#,
• numerous arrests & confiscation of property#
• and never-ending displacement#,  

I can make these. Individuals employed by and/or positioned at this entity between YYYYMM and YYYYMM who participated the crime included:

• Erika Watson ()
• (add other individuals)

20251031: Following publication of my 20251028 mail campaign (https://twb.rocks/awareness-campaign/20251028-human-trafficking-alert), I again grew concerned Kiska might try to sell the house out from under me and flee the country with or without my 100% gaslit children, Sean & Cate (https://twb.rocks/about-us/sean-kiska_cate-kiska_children-of-deirdre-moore), so I placed another call to this group. This time, I was assured by Giselle (#1-10417147443) that, by 20251107, my home branch (1430 Prince of Wales Drive) would e-mail to me:

• a copy of the 2021 mortgage documents (following Kiska’s behind-my-back renewal of my stolen property (https://twb.rocks/about-us/stolen-property-1_deirdre-moore)) and
• a revised Home Equity Line statement (previous one stored at https://twb.rocks/wp-content/uploads/2024/02/20230620-BMO-Readline-Statement-re-1244-Lampman-Crescent-sent-to-NL-address.pdf).

• https://twb.rocks/

20251124:  Following another e-mail (https://twb.rocks/wp-content/uploads/2025/11/20251118-20251123-Exchange-with-BMO-Dip-Patel-re-1244-Lampman-Mortgage-documents.pdf), I chose to escalate the matter as I still had not received a copy of my mortgage documents: https://youtu.be/e8QOXC56R_Y

20251126 My complaint was acknowledged by Kunal Patel via e-mail (insert link).

20251205 Finally:

• connected over the phone with Kunal Patel (14 minute conversation stored at https://youtu.be/0fzwgQ0ZcS4 and
• followed up by e-mail with evidence of bank-enabled theft stored at https://twb.rocks/wp-content/uploads/2025/12/20251128-20251205-Exchange-with-BMO-Kunal-Patel-re-1244-Lampman-Mortgage-documents.pdf.

This evidence was/was not included in my massive, evidence-linked Motion Record that was served on Ottawa Police Services and Ontario’s Superior Court of Justice twice during September 2023 (see https://twb.rocks/political-persecution/affidavits).

REMINDER: I am still forcibly married to John Kiska (https://twb.rocks/domestic-terrorism/perpetrators/individuals/john-kiska) who continues to live in my house (https://twb.rocks/about-us/stolen-property-1_deirdre-moore) with my two 100% gaslit teens (https://twb.rocks/about-us/sean-kiska_cate-kiska_children-of-deirdre-moore), my dog and my cat.

Imagine my, Sean’s and Cate’s life today if BMO had not been a negligent organization and reported my husband’s crimes. Alas, my children have been raised by a sociopath since 2019 (see https://twb.rocks/about-us/sean-kiska_cate-kiska_children-of-deirdre-moore) and denied my love and protection for over six years. Me sending to them a simple birthday card has been criminalized and no one has even bothered to send to me a photograph as their father has enjoyed creating a fiction that has convinced everyone that he is some sort of “victim” while:

• I remain forcibly married ¹⁶ to John Kiska,
• he remains in our ~$2,000,000 matrimonial home at 1244 Lampman Crescent, Ottawa, Ontario K2C 1P8 (which I have the right to sell as I still own half of it ¹⁷),
• he pays zero in Divorce Act-legislated spousal support ¹⁸ and
• I am forced to survive, year after year, with zero access to my own assets, income or my children.

FOOTNOTES

¹ Organization negligence is defined in section 22 of Canada’s Criminal Code published at https://www.criminalnotebook.ca/index.php/Liability_of_Organizations#Liability_as_Parties. In respect of an offence that requires the prosecution to prove negligence, an organization is a party to the offence if:

(a) acting within the scope of their authority

(i) one of its representatives is a party to the offence, or (ii) two or more of its representatives engage in conduct, whether by act or omission, such that, if it had been the conduct of only one representative, that representative would have been a party to the offence; and

(b) the senior officer who is responsible for the aspect of the organization’s activities that is relevant to the offence departs—or the senior officers, collectively, depart—markedly from the standard of care that, in the circumstances, could reasonably be expected to prevent a representative of the organization from being a party to the offence.

This is in addition to other crime that its individuals may have committed directly including, but not limited to, s. 465(1)(b) Conspiracy to prosecute (see https://criminalnotebook.ca/index.php/Conspiracy_(Offence)) and s. 300/301 Defamatory Libel. ↰

² Evidence of Kiska’s domestic violence and lawfare had already been well documented in divorce file #FC-15-2446 (see crooked judge files https://twb.rocks/domestic-terrorism/perpetrators/individuals/darlene-summers, https://twb.rocks/domestic-terrorism/perpetrators/individuals/julie-audet and https://twb.rocks/domestic-terrorism/perpetrators/individuals/tracy-engelking). It is for this reason that the syndicate flipped the entire matter into new file #FC-19-CP08: a ploy to ignore evidence and protect the perpetrator as evidenced at https://twb.rocks/domestic-terrorism/perpetrators/entities/cas. This “ignore-the-evidence” strategy is not unlike the manner in which Ottawa’s Civil court (see https://twb.rocks/political-persecution/civil-court) and Criminal court (see https://twb.rocks/political-persecution/criminal-court) operate. ↰

³ … ↰

⁴ See … ↰

⁵ See … ↰

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⁷ a crime, pursuant to s. 126 of the Criminal Code in Canada, Disobey a statute; namely, Ontario’s Court of Justice Act. ↰

⁸ See … ↰

⁹ See … ↰

¹⁰ Human trafficking laws in Canada are not limited to exploitation for sex or slave labour (see s. 279.01(1) at https://www.criminalnotebook.ca/index.php/Trafficking_in_Persons_(Offence)). ↰

¹¹ … ↰

¹² … ↰

¹³ … ↰

¹⁴ See … ↰

¹⁵ See … ↰

¹⁶ See evidence of court-forced [continued] marriage at https://twb.rocks/political-persecution/family-court ↰

¹⁷ See evidence of court-enabled homelessness (as I am denied access to my own property) at https://twb.rocks/about-us/stolen-property-1_deirdre-moore ↰

¹⁸ See evidence of court-enabled poverty (as I am denied access to legislated spousal support) at https://twb.rocks/domestic-terrorism/perpetrators/individuals/john-kiska/fc-15-2446/2025-urgent-motion ↰

A pdf version of this file (as of 20251005) is stored at (insert link). Feel free to circulate it. ❤️